Life Insurance

Insure Your Child's Future is about buying insurance FOR your children ......not ON your children!
 

As the video points out, the immediate benefits derived from investing in a Whole Life Policy for your children are insurability and cost.  Lets face it:  we do not know what the future can bring and therefore whether or not our children as adults will qualify for insurance and if so, the cost associated with obtaining it.

Another significant benefit is illustrated below.  The charts give examples of the investment returns.   Taking into consideration a death benefit or accumulated cash value that your child can expect from this powerful planning tool.

As the owner, the parent will decide if and when to transfer ownership and premium responsibility to their child.  The child upon becoming the owner will have the following options:

Surrender the policy and use the cash values for other reasons
Continue to pay the premiums and enjoy the increase in values of both the insurance and cash
Use the policy in retirement and or leave the death benefit as a legacy

Case Study

5 year old female
payments for life
March 2009